FINANCE SERVICES

BANK LOAN

BUSINESS LOAN

PERSONAL LOAN

PROPERTY MORTGAGE LOAN

VHICLE LOAN

WHAT IS OUR ROLE



BANK LOAN

A bank loan is obtained from a bank and may be either secured or unsecured. For secured loans, banks will require collateral, which may be lost if repayments are not made. The bank will probably wish to see the business’s accounts, balance sheet and business plan, as well as studying the principals' credit histories. Many smaller businesses are now however turning towards Alternative Finance Providers who are offering a number of advantages and reasons to seek business finance elsewhere.

BUSINESS LOAN

Businesses require an adequate amount of capital to fund startup expenses or pay for expansions. As such, companies take out business loans to gain the financial assistance they need. A business loan is debt that the company is obligated to repay according to the loan’s terms and conditions. According to the U.S. Small Business Administration, before approaching a lender for a loan, it is imperative for the business owners to understand how loans work and what the lender will want to see from the owner.

For any business to succeed, the availability of funds throughout its life cycle is important. We offer a wide range of services to meet all the banking requirements of medium and small enterprises. The limits are fixed keeping in view the enterprise's need for funds against the value of the margin available, credit and security worthiness of the borrower's enterprise.

We help small and micro enterprises capitalize on business opportunities and grow in an expanding economy. Get a business loan that caters to your financial need from our experts at “ENTIRE BUSINESS SOLUTION HUB”. Benefit from our experience with loan disbursements to businessmen and self-employed non-professionals providing you loans faster to finance your business needs.

We have experience in understanding your customizing financial solutions and business requirements that suit your needs. So, if you want to buy additional raw material or stocks, expand your business, or repay other expensive debts or expenses, our business loans will help you fulfill your dreams and aspirations.

We have experience in understanding your customizing financial solutions and business requirements that suit your needs. So, if you want to buy additional raw material or stocks, expand your business, or repay other expensive debts or expenses, our business loans will help you fulfill your dreams and aspirations.

A student loan is designed to help students pay for university tuition, books, and living expenses. It may differ from other types of loans in that the interest rate may be substantially lower and the repayment schedule may be deferred while the student is still in school.

A student loan is designed to help students pay for university tuition, books, and living expenses. It may differ from other types of loans in that the interest rate may be substantially lower and the repayment schedule may be deferred while the student is still in school.

Home Loan is offered to individuals who wish to purchase or construct a house. The property is mortgaged to the lender as a security till the repayment of the loan. The bank or financial institution will hold the title or deed to the property till the loan has been paid back with the interest due for it.

Buying your home or an investment property is probably one of the biggest decisions you will make.

We can help, whichever stage you’re at – building or upgrading, buying your first home, investing or deciding to renovate. We offer loans for different needs and situations. Your dream home is now within your reach with Boom Solution Loans.

We offer higher loan amount on your income. You can further enhance your loan eligibility by including income of the co-applicant. Home Loan eligibility is calculated after considering various factors including fixed monthly obligation, monthly income, retirement age, current age, etc.

Your home loan eligibility can also be considered an indicator of your home loan affordability. At “ENTIRE BUSINESS SOLUTION HUB”, you’ll find the partner you need to realize your dream. All our efforts work towards putting your dream home within your reach. Whether it’ renovating your existing home or purchasing a new house “ENTIRE BUSINESS SOLUTION HUB” has a wide range of home loan options that are specific to your needs.

PERSONAL LOAN

Get funds conveniently & quickly. Benefit from minimal documentation and speedy loan approval. After all, whether it is, pay an emergency medical bill or a wedding you wish to finance what is the value of a Personal Loan if you can't have it when you need it, fulfill your aspirations with “ENTIRE BUSINESS SOLUTION HUB”.
With our Personal Loan, you can start turning your plans into reality. We offer loans from 1 lakh rupees to 50 lakh rupees to new and existing customers, so whether you want to improve your home, drive off in a new car or refresh your finances our Personal Loan could help.
A personal loan might be right for you if you want to consolidate debt or if you want to fund a big expense. Personal loans typically come with lower interest rates than credit card, so funding a big expense or project with a personal loan could save you thousands of rupees on interest payments.
Your personal loan will also add line of credit to your credit report, and if you make on-time payments, you will build credit while paying down debts.

PROPERTY MORTGAGE LOAN

A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise funds to buy real estate; by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is "secured" on the borrower's property.
Get a loan against property and don’t let your valuable property sit idle, let it work for you. Get a loan against your property through “ENTIRE BUSINESS SOLUTION HUB” Loan against Property and use it for any purpose you need: business needs, acquiring an assets, etc.

Are you on the lookout for a loan against property to realize your dreams? We are here to enable you secure a loan against property to transform your future. With expertise in loan against property, we are helping loan seekers choosing the right kind of program that doesn’t steal their peace and sleep. Simply fill the form to lead a hassle free life with your family. This step could be a breakthrough in your life.
Your property builds value both economically and emotionally with time. With “ENTIRE BUSINESS SOLUTION HUB” Loan against Property you can leverage the economic worth of your property while continuing to enjoy occupancy of the same, so that you get immediate finance to meet a variety of personal and business needs.

> “ENTIRE BUSINESS SOLUTION HUB” provides Loan for both salaried and self employed individuals. For Self-employed “ENTIRE BUSINESS SOLUTION HUB” offers Mortgage Loan for any business requirement, such as extending working capital or purchasing of machinery. We offers Mortgage Loan against Property for Salaried customers as well, for buying new property, marriage requirements, home renovation, or anything.

VHICLE LOAN

The vehicle is hypothecated to the lender, as collateral. The repayment is based on your income and other requirements; it is typically between 12-84 months. Lenders fix interest rates depending on the type of vehicle and loan amount. Interest rates are usually fixed for auto loans.

WHAT IS OUR ROLE

WE ARE THE CONSULTANT AND WE KNOW VERY WELL THAT, WHAT IS THE NEED OF OUR CLIENTS.”ENTIRE BUSINESS SERVICE PROVIDER PRIVATE LIMITED” HAS A SPECIALIZED DEPARTMENT TO SUGGEST YOU FOR COMPANY NAME/BANK. WHEN YOU PLAN FOR A LOAN, YOU WILL NEED TO CHOOSE THE COMPANY/BANK FOR LOWEST INTEREST RATE AND MINIMUM DOCUMENTATION, WHICH WOULD BE APPROPRIATE FOR YOU LOAN, FOR EXAMPLE- HOUSE LOAN, TRAVEL LOAN, VEHICLE LOAN, BUSINESS LOAN AND ETC... ENTIRE BUSINESS SERVICE PROVIDER PRIVATE LIMITED CAN GUIDE YOU FOR YOUR LOAN SENSATION AND DEAL WITH ALL THE LEGAL REQUIREMENTS AND DOCUMENTATION INVOLVED, AND WHICH COMPANY/BANK IS BEST FOR YOUR LOAN ACCORDING TO YOUR LOAN REQUIREMENT. WE SUPPORT TO OUR CLIENTS IN ALL SITUATION FOR SENSATION THE LOAN. BECAUSE WE BELIEVE IN A GOOD SERVICE FOR OUR CLIENTS.

ACCOUNTING

Accounting is the systematic process of recording, storing and presenting company financial data. Accountants maintain complex records of all financial transactions, including things like sales revenue and expenses in addition to costs such as payrolls and taxes. The accounting cycle begins with transaction receipts and other original financial documents. Accountants make entries for all financial events in individual accounts, most often using a software accounting program. Using the information stored in company accounts, accountants routinely construct financial statements, such as balance sheets and income statements, to provide internal and external stakeholders with insightful glimpses into a company's financial situation.

What Are Auditing and Accounting?

Accounting and auditing are both essential business functions which, while distinctly different concepts, can interrelate at times. Small business owners must set up an accounting system before they open their doors to manage and record financial data, but auditing is generally reserved for larger or more established businesses. Understanding the definitions of accounting and auditing, as well as the correlation between the two, is vital to understanding business finance.

Accounting

Accounting is the systematic process of recording, storing and presenting company financial data. Accountants maintain complex records of all financial transactions, including things like sales revenue and expenses in addition to costs such as payrolls and taxes. The accounting cycle begins with transaction receipts and other original financial documents. Accountants make entries for all financial events in individual accounts, most often using a software accounting program. Using the information stored in company accounts, accountants routinely construct financial statements, such as balance sheets and income statements, to provide internal and external stakeholders with insightful glimpses into a company's financial situation.

Auditing

Auditing is the process of reviewing and investigating any aspect of a business, whether financial or nonfinancial. Auditors are fully trained to spot areas of needed improvement, potential dangers and incidents of unethical conduct in their area of expertise. Audits can disrupt the normal flow of business in a company, but the ability to spot and address potential weaknesses can outweigh any temporary losses of productivity. Among the range of issues audits can review are human resources policies, operational procedures, quality or safety policies and, of course, accounting audits.

Accounting Audits

Accounting audits bring these two distinct concepts together and can convey significant benefits to small and large businesses alike. An accounting audit by definition is a systematic review and investigation of the policies, procedures and systems put in place to record, store and present financial data within a company. Accounting audits cover the full range of the accounting cycle, looking for inconsistencies, inefficiencies, errors and incidents of unethical conduct at all steps in the process. Audits begin by analyzing the systems put in place to ensure that the accounting department receives all transaction documents in a timely manner. Audits review the accounting system in depth to ensure that all necessary accounts are present and maintained accurately. Accounting audits also review financial statements and the processes used to prepare financial statements.

Options

Businesses can depend on themselves or seek outside guidance when performing either the accounting or auditing function. Small businesses can often benefit from relying on a third-party accounting firm to set up their accounts and handle their accounting needs. Even large businesses can benefit from hiring an outside auditing firm, and publicly traded corporations are actually required by law to obtain third-party audits on a regular basis. While accounting activities are always initiated from within, companies can be subjected to external audits from government agencies at any time. Government accounting audits are normal for corporate businesses, but a government audit for a private business can be a sign of impending legal trouble

WHAT IS A 'BALANCE SHEET'

A BALANCE SHEET IS A FINANCIAL STATEMENT THAT SUMMARIZES A COMPANY'S ASSETS, LIABILITIES AND SHAREHOLDERS' EQUITY AT A SPECIFIC POINT IN TIME. THESE THREE BALANCE SHEET SEGMENTS GIVE INVESTORS AN IDEA AS TO WHAT THE COMPANY OWNS AND OWES, AS WELL AS THE AMOUNT INVESTED BY SHAREHOLDERS. THE BALANCE SHEET ADHERES TO THE FOLLOWING FORMULA: ASSETS = LIABILITIES + SHAREHOLDERS' EQUITY

BREAKING DOWN 'BALANCE SHEET'

THE BALANCE SHEETS GETS ITS NAME FROM THE FACT THAT THE TWO SIDES OF THE EQUATION ABOVE – ASSETS ON THE ONE SIDE AND LIABILITIES PLUS SHAREHOLDERS' EQUITY ON THE OTHER – MUST BALANCE OUT. THIS IS INTUITIVE: A COMPANY HAS TO PAY FOR ALL THE THINGS IT OWNS (ASSETS) BY EITHER BORROWING MONEY (TAKING ON LIABILITIES) OR TAKING IT FROM INVESTORS (ISSUING SHAREHOLDERS' EQUITY). \
FOR EXAMPLE, IF A COMPANY TAKES OUT A FIVE-YEAR, $4,000 LOAN FROM A BANK, ITS ASSETS – SPECIFICALLY THE CASH ACCOUNT – WILL INCREASE BY $4,000; ITS LIABILITIES – SPECIFICALLY THE LONG-TERM DEBT ACCOUNT – WILL ALSO INCREASE BY $4,000, BALANCING THE TWO SIDES OF THE EQUATION. IF THE COMPANY TAKES $8,000 FROM INVESTORS, ITS ASSETS WILL INCREASE BY THAT AMOUNT, AS WILL ITS SHAREHOLDERS' EQUITY. ALL REVENUES THE COMPANY GENERATES IN EXCESS OF ITS LIABILITIES WILL GO INTO THE SHAREHOLDERS' EQUITY ACCOUNT, REPRESENTING THE NET ASSETS HELD BY THE OWNERS. THESE REVENUES WILL BE BALANCED ON THE ASSETS SIDE, APPEARING AS CASH, INVESTMENTS, INVENTORY, OR SOME OTHER ASSET.
ASSETS, LIABILITIES AND SHAREHOLDERS' EQUITY ARE EACH COMPRISED OF SEVERAL SMALLER ACCOUNTS THAT BREAK DOWN THE SPECIFICS OF A COMPANY'S FINANCES. THESE ACCOUNTS VARY WIDELY BY INDUSTRY, AND THE SAME TERMS CAN HAVE DIFFERENT IMPLICATIONS DEPENDING ON THE NATURE OF THE BUSINESS. BROADLY, HOWEVER, THERE ARE A FEW COMMON COMPONENTS INVESTORS ARE LIKELY TO COME ACROSS.

ASSETS

WITHIN THE ASSETS SEGMENT, ACCOUNTS ARE LISTED FROM TOP TO BOTTOM IN ORDER OF THEIR LIQUIDITY, THAT IS, THE EASE WITH WHICH THEY CAN BE CONVERTED INTO CASH. THEY ARE DIVIDED INTO CURRENT ASSETS, THOSE WHICH CAN BE CONVERTED TO CASH IN ONE YEAR OR LESS; AND NON-CURRENT OR LONG-TERM ASSETS, WHICH CANNOT. HERE IS THE GENERAL ORDER OF ACCOUNTS WITHIN CURRENT ASSETS:

CASH AND CASH EQUIVALENTS: THE MOST LIQUID ASSETS, THESE CAN INCLUDE TREASURY BILLS AND SHORT-TERM CERTIFICATES OF DEPOSIT, AS WELL AS HARD CURRENCY
MARKETABLE SECURITIES: EQUITY AND DEBT SECURITIES FOR WHICH THERE IS A LIQUID MARKET
ACCOUNTS RECEIVABLE: MONEY WHICH CUSTOMERS OWE THE COMPANY, PERHAPS INCLUDING AN ALLOWANCE FOR DOUBTFUL ACCOUNTS (AN EXAMPLE OF A CONTRA ACCOUNT), SINCE A CERTAIN PROPORTION OF CUSTOMERS CAN BE EXPECTED NOT TO PAY
INVENTORY: GOODS AVAILABLE FOR SALE, VALUED AT THE LOWER OF THE COST OR MARKET PRICE
PREPAID EXPENSES: REPRESENTING VALUE THAT HAS ALREADY BEEN PAID FOR, SUCH AS INSURANCE, ADVERTISING CONTRACTS OR RENT
LONG-TERM ASSETS INCLUDE THE FOLLOWING:
LONG-TERM INVESTMENTS: SECURITIES THAT WILL NOT OR CANNOT BE LIQUIDATED IN THE NEXT YEAR
FIXED ASSETS: THESE INCLUDE LAND, MACHINERY, EQUIPMENT, BUILDINGS AND OTHER DURABLE, GENERALLY CAPITAL-INTENSIVE ASSETS
INTANGIBLE ASSETS: THESE INCLUDE NON-PHYSICAL, BUT STILL VALUABLE, ASSETS SUCH AS INTELLECTUAL PROPERTY AND GOODWILL; IN GENERAL, INTANGIBLE ASSETS ARE ONLY LISTED ON THE BALANCE SHEET IF THEY ARE ACQUIRED, RATHER THAN DEVELOPED IN-HOUSE; THEIR VALUE MAY THEREFORE BE WILDLY UNDERSTATED—BY NOT INCLUDING A GLOBALLY RECOGNIZED LOGO, FOR EXAMPLE—OR JUST AS WILDLY OVERSTATED

LIABILITIES

LIABILITIES ARE THE MONEY THAT A COMPANY OWES TO OUTSIDE PARTIES, FROM BILLS IT HAS TO PAY TO SUPPLIERS TO INTEREST ON BONDS IT HAS ISSUED TO CREDITORS TO RENT, UTILITIES AND SALARIES. CURRENT LIABILITIES ARE THOSE THAT ARE DUE WITHIN ONE YEAR AND ARE LISTED IN ORDER OF THEIR DUE DATE. LONG-TERM LIABILITIES ARE DUE AT ANY POINT AFTER ONE YEAR. CURRENT LIABILITIES ACCOUNTS MIGHT INCLUDE:
CURRENT PORTION OF LONG-TERM DEBT
BANK INDEBTEDNESS
INTEREST PAYABLE
RENT, TAX, UTILITIES
WAGES PAYABLE
CUSTOMER PREPAYMENTS
DIVIDENDS PAYABLE AND OTHERS

LONG-TERM LIABILITIES CAN INCLUDE:

LONG-TERM DEBT: INTEREST AND PRINCIPLE ON BONDS ISSUED
PENSION FUND LIABILITY: THE MONEY A COMPANY IS REQUIRED TO PAY INTO ITS EMPLOYEES' RETIREMENT ACCOUNTS
DEFERRED TAX LIABILITY: TAXES THAT HAVE BEEN ACCRUED BUT WILL NOT BE PAID FOR ANOTHER YEAR; BESIDES TIMING, THIS FIGURE RECONCILES DIFFERENCES BETWEEN REQUIREMENTS FOR FINANCIAL REPORTING AND THE WAY TAX IS ASSESSED, SUCH AS DEPRECIATION CALCULATIONS
SOME LIABILITIES ARE OFF-BALANCE SHEET, MEANING THAT THEY WILL NOT APPEAR ON THE BALANCE SHEET. OPERATING LEASES ARE AN EXAMPLE OF THIS KIND OF LIABILITY.
SHAREHOLDERS' EQUITY
SHAREHOLDERS' EQUITY IS THE MONEY ATTRIBUTABLE TO A BUSINESS' OWNERS, MEANING ITS SHAREHOLDERS. IT IS ALSO KNOWN AS "NET ASSETS," SINCE IT IS EQUIVALENT TO THE TOTAL ASSETS OF A COMPANY MINUS ITS LIABILITIES, THAT IS, THE DEBT IT OWES TO NON-SHAREHOLDERS.
RETAINED EARNINGS ARE THE NET EARNINGS A COMPANY EITHER REINVESTS IN THE BUSINESS OR USES TO PAY OFF DEBT; THE REST IS DISTRIBUTED TO SHAREHOLDERS IN THE FORM OF DIVIDENDS.
TREASURY STOCK IS THE STOCK A COMPANY HAS EITHER REPURCHASED OR NEVER ISSUED IN THE FIRST PLACE. IT CAN BE SOLD AT A LATER DATE TO RAISE CASH OR RESERVED TO REPEL A HOSTILE TAKEOVER.
SOME COMPANIES ISSUE PREFERRED STOCK, WHICH WILL BE LISTED SEPARATELY FROM COMMON STOCK UNDER SHAREHOLDERS' EQUITY. PREFERRED STOCK IS ASSIGNED AN ARBITRARY PAR VALUE—AS IS COMMON STOCK, IN SOME CASES—THAT HAS NO BEARING ON THE MARKET VALUE OF THE SHARES (OFTEN, PAR VALUE IS JUST $0.01). THE "COMMON STOCK" AND "PREFERRED STOCK" ACCOUNTS ARE CALCULATED BY MULTIPLYING THE PAR VALUE BY THE NUMBER OF SHARES ISSUED.
ADDITIONAL PAID-IN CAPITAL OR CAPITAL SURPLUS REPRESENTS THE AMOUNT SHAREHOLDERS HAVE INVESTED IN EXCESS OF THE "COMMON STOCK" OR "PREFERRED STOCK" ACCOUNTS, WHICH ARE BASED ON PAR VALUE RATHER THAN MARKET PRICE. SHAREHOLDERS' EQUITY IS NOT DIRECTLY RELATED TO A COMPANY'S MARKET CAPITALIZATION: THE LATTER IS BASED ON THE CURRENT PRICE OF A STOCK, WHILE PAID-IN CAPITAL IS THE SUM OF THE EQUITY THAT HAS BEEN PURCHASED AT ANY PRICE.

HOW TO INTERPRET A BALANCE SHEET

THE BALANCE SHEET IS A SNAPSHOT, REPRESENTING THE STATE OF A COMPANY'S FINANCES AT A MOMENT IN TIME. BY ITSELF, IT CANNOT GIVE A SENSE OF THE TRENDS THAT ARE PLAYING OUT OVER A LONGER PERIOD. FOR THIS REASON, THE BALANCE SHEET SHOULD BE COMPARED WITH THOSE OF PREVIOUS PERIODS. IT SHOULD ALSO BE COMPARED WITH THOSE OF OTHER BUSINESSES IN THE SAME INDUSTRY, SINCE DIFFERENT INDUSTRIES HAVE UNIQUE APPROACHES TO FINANCING.
A NUMBER OF RATIOS CAN BE DERIVED FROM THE BALANCE SHEET, HELPING INVESTORS GET A SENSE OF HOW HEALTHY A COMPANY IS. THESE INCLUDE THE DEBT-TO-EQUITY RATIO AND THE ACID-TEST RATIO, ALONG WITH MANY OTHERS. THE INCOME STATEMENT AND STATEMENT OF CASH FLOWS ALSO PROVIDE VALUABLE CONTEXT FOR ASSESSING A COMPANY'S FINANCES, AS DO ANY NOTES OR ADDENDA IN AN EARNINGS REPORT THAT MIGHT REFER BACK TO THE BALANCE SHEET.

PROJECT REPORT

A project report is a record of any sort of project, whether it is a school project, business project, or research project. Most commonly, project reports are written to record the beginning, middle and end of specific project events, such as business initiatives or school experiments. A project report can be written about almost any topic, in fields such as science, marketing, education, or engineering. However, to fulfill the standardized and formal requirements of teachers or executives, professional project reports must have certain characteristics; these will include specific sections of the project report, which are usually as follows:
Project Report for Bank Loan present a diverse range analytical challenges to its clients and shareholders. Hence, a comprehensive Bank Loan Project Report requires a detailed analysis of the bank's fiscal transactions that identifies its distinctive risks.
Banks accumulates capitals from the interest and forfeits interest at a calculated rate on some accounts. They transfer these capitals to the borrowers and in turn receive interest on the loans. They accrue revenues from the interest they forfeit for capital and interest they are entitled for from the borrowers. Their competence to accumulate deposits from several sources that can be provided to borrowers helps in generating the capital flow that is an intrinsic part of the banking system. By controlling their capital influx, banks accrue revenues, simply by playing the role of the agent and undertaking the risks of providing finance to individuals. Introductory Page
Summary of the project
Details about the Promoters, their educational qualifications, work experience, etc.
Current Status of the Bank, its products and services, target market, and activities.
Employees, details about the top management, their educational qualifications, work experience, etc.
Infrastructure facilities, tools deployed, operational premises, machinery, etc.
Customers, details about them as well as prospective customers
Regional Operations
Fiscal acquisitions and tie-ups
Means of Financing
Balance Sheet
Profit and Loss Statements
Fund Flow Statement
Chief Ratios
Break Even Point Evaluations
Conclusions

WHAT IS OUR ROLE



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